SIMULATOR

Mortgage
calculator

Calculate the maximum purchase price of the property of your dreams in comparison to your available income and equity and obtain your financing certificate

START SIMULATION
ACQUISITION

Your property
purchase

Get the best market conditions and interest rates for your property financing. We compare offers from the largest lenders in Switzerland

NEW MORTGAGE
RENEWAL

Renew your
mortgage

Renew your mortgage up to 2 years before it expires by comparing the best mortgage rates from different financial institutions

RENEW YOUR LOAN
START
SIMULATION
NEW
MORTGAGE
RENEW
YOUR LOAN
SIMULATOR
MORTGAGE
CALCULATOR

Calculate the maximum purchase price of the property of your dreams in comparison to your available income and equity and obtain your financing certificate

START SIMULATION
ACQUISITION
YOUR PROPERTY
PURCHASE

Get the best market conditions and interest rates for your property financing. We compare offers from the largest lenders in Switzerland

NEW MORTGAGE
RENEWAL
RENEW YOUR
MORTGAGE

Renew your mortgage up to 2 years before it expires by comparing the best mortgage rates from different financial institutions

RENEW YOUR LOAN

OUR BEST MORTGAGE RATES

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5 YEARS
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10 YEARS

Our best mortgage rates

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DISCOVER ALL OUR RATES
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OUR PROCESS

your custom mortgage in 3 steps

First step

ASSESSING YOUR BORROWING CAPACITY
​.
We assess your purchasing potential and give you a complete overview of your financing possibilities.At the end of this evaluation, a financing certificate will be given to you, allowing you, for example, to reserve the property you want.You also have the possibility of carrying out the evaluation independently using our financing simulator.

Second step

OPTIMISATION & SEARCH FOR OFFERS
​.
We optimise all the parameters related to your mortgage by integrating various additional elements (taxation, insurance, taking into account the particularities of your situation). We then proceed to a call for tenders in order to provide you with a comparison and present you with the most competitive solutions on the market.

Third step

ACCOMPANIMENT & CONCLUSION
​.
We ensure coordination between all stakeholders until the contracts are signed and the keys to your dream home are handed over.

Hypo Advisors offers you tailor-made and fully modular support

We determine our mode of interaction together, face-to-face at either your or our premises, by telephone, video conference or entirely digitally, with the sole objective that you can carry out your project in peace, in the best conditions and with the assurance to obtain the most competitive offer on the market.
FIX AN APPOINTMENT
Hypo Advisors

If you want to manage your financing completely independently, our digital tool allows you to complete your mortgage entirely digitally and obtain the best interest rates on the market.

Whatever the method you choose, our highly qualified experts will remain at your entire disposal to help you optimise all aspects of your property financing and will gladly accompany you until the end of the process.

Hypothèque en ligne Hypo Tech
MORTGAGE CALCULATOR
ONLINE MORTGAGE
They trust us

Our partners

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Hypo Advisors

Hypo Advisors

The company

As the demands linked to property financing become more and more complex, with each participant adding their own credit policies, it has become very difficult for an individual to find their own way in the mortgage universe. The objective of Hypo Advisors SA is to simplify the procedures tied to mortgages and to guide clients to the credit provider who offers the best conditions.

The founder of the company, Kevin Rossier, used to work at Credit Suisse, the second largest bank in Switzerland. For 10 years he has specialised in property financing for individuals and real estate professionals.

With vast experience in the field, our experts at Hypo Advisors will offer you professional advice, a personalised follow-up service and also provide you with the most competitive offer on the market concerning interest rates and diverse optimisations.

Our company is active in cantons of Geneva and Vaud, with offices in Geneva and Lausanne.

Team Hypo Advisors

Kevin Rossier


ADMINISTRATOR
MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management Advisor
(CWMA) from SAQ
Mastery Module Financing (MMFi)

Insurance certifications :
AFA insurance intermediary diploma
CICERO Certification (Certified Insurance Competence)

Teacher at SVIT (Swiss Real Estate School)

FINMA registration (Swiss Financial Market
Supervisory Authority) as an insurance
intermediary under no 32766

Languages spoken : english and french

Julien Barthassat

MORTGAGE AND INSURANCE EXPERT

Banking certifications:
Certified Wealth
Management Advisor (CWMA) from SAQ
Mastery Module Financing (MMFi)

Insurance certifications:

AFA insurance intermediary diploma

FINMA registration (Swiss Financial Market
Supervisory Authority) as an insurance
intermediary under no 35405

Languages spoken :
 english and french

Thierry Neuhaus

MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management
Advisor (CWMA) from SAQ
Mastery Module Financing (MMFi)
ISFB Banking Diploma
Family Office Manager

Insurance certifications :
AFA insurance intermediary diploma
in progress

Languages spoken : english, french
and italian

David Chambrier

MORTGAGE AND INSURANCE EXPERT

Insurance certifications :
AFA insurance intermediary diploma

FINMA registration (Swiss Financial Market
Supervisory Authority) as an insurance
intermediary under no 35404

Diplomas :
Bachelor of Science HES Business Economics
Geneva University of Management (HEG)
SAP ERP 6.0 EHP certification
HTML / SQL / VBA programming

Languages spoken : english, french and german

Michel de Boccard

SENIOR ADVISOR

MORTGAGE AND INSURANCE EXPERT

Career of more than 30 years with one of
the largest insurance group in Switzerland

Language spoken : french

Alexandrina Spasov

EXECUTIVE ASSISTANT

Economic and Social Baccalaureate

Master in Communication in progress

Languages spoken : english and french

KEVIN ROSSIER

ADMINISTRATOR
MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management Advisor (CWMA) from SAQ

Mastery Module Financing (MMFi)

Insurance certifications :
AFA insurance intermediary diploma

CICERO Certificate (Certified Insurance Competence)

Teacher at SVIT (Swiss Real Estate School)

FINMA registration (Swiss Financial Market Supervisory Authority) as an insurance intermediary under no. 32766

Languages spoken :  english and french

JULIEN BARTHASSAT

MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management Advisor (CWMA) from SAQ

Mastery Module Financing (MMFi)

Insurance certifications : AFA insurance intermediary diplomaCICERO Certificate (Certified Insurance Competence)FINMA registration (Swiss Financial Market Supervisory Authority) as an insurance intermediary under no. 35405

Languages spoken :  english and french

THIERRY NEUHAUS

MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management
Advisor (CWMA) from SAQ

Mastery Module Financing (MMFi)

ISFB Banking Diploma

Family Office Manager

Insurance certifications : AFA insurance intermediary diploma in progress

Languages spoken :  english, french and italian

DAVID CHAMBRIER

MORTGAGE AND INSURANCE EXPERT

Insurance certifications :
AFA insurance intermediary diploma 

FINMA registration (Swiss Financial Market Supervisory Authority) as an insurance intermediary under no. 35404

Diplomas :
Bachelor of Science HES Business Economics
Geneva University of Management (HEG)

SAP ERP 6.0 EHP certification

HTML / SQL / VBA programming

Languages spoken :  english, french and german

MICHEL DE BOCCARD

SENIOR ADVISOR

MORTGAGE AND INSURANCE EXPERT

Career of more than 30 years with one of the largest insurance group
in Switzerland

Language spoken :  french

ALEXANDRINA SPASOV

EXECUTIVE ASSISTANT

Economic and Social Baccalaureate

Master in Communication in progress

Languages spoken :  english and french

KEVIN ROSSIER

ADMINISTRATOR
MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management Advisor (CWMA) from SAQ

Mastery Module Financing (MMFi)

Insurance certifications :
AFA insurance intermediary diploma

CICERO Certificate (Certified Insurance Competence)

Teacher at SVIT (Swiss Real Estate School)

FINMA registration (Swiss Financial Market Supervisory Authority) as an insurance intermediary under no. 32766

Languages spoken : english and french

JULIEN BARTHASSAT

MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management Advisor (CWMA) from SAQ

Mastery Module Financing (MMFi)

Insurance certifications :
AFA insurance intermediary diploma

CICERO Certificate (Certified Insurance Competence)

FINMA registration (Swiss Financial Market Supervisory Authority) as an insurance intermediary under no. 35405

Languages spoken : english and french

THIERRY NEUHAUS

MORTGAGE AND INSURANCE EXPERT

Banking certifications :
Certified Wealth Management Advisor (CWMA) from SAQ

Mastery Module Financing (MMFi)

ISFB Banking Diploma

Family Office Manager

Insurance certifications : AFA insurance intermediary diploma in progress

Languages spoken : english, french and italian

DAVID CHAMBRIER

MORTGAGE AND INSURANCE EXPERT

Insurance certifications :
AFA insurance intermediary diploma

FINMA registration (Swiss Financial Market Supervisory Authority) as an insurance intermediary under no. 35404

Diplomas :
Bachelor of Science HES Business Economics
Geneva University of Management (HEG)

SAP ERP 6.0 EHP certification

HTML / SQL / VBA programming

Languages spoken : english, french and german

MICHEL DE BOCCARD

SENIOR ADVISOR
MORTGAGE AND INSURANCE EXPERT

Career of more than 30 years with one of the largest insurance group in Switzerland

Language spoken : french

ALEXANDRINA SPASOV

EXECUTIVE ASSISTANT
Economic and Social Baccalaureate
Master in Communication in progress

Languages spoken : english and french

Hypo Advisors Guarantee

Your advantages | Our commitments

RATES

The large volume of business we conduct with our partners allows us to provide you with the best market conditions

FREE OF CHARGE

Our services are 100% free of charge, our compensation is provided by the institution granting you the mortgage

INDEPENDENCE

As we are not subject to any exclusive agreement, we select the supplier that offers you the best conditions

SPEED

Thanks to our extensive experience, we are able to provide you with a pre-agreement after our first meeting

FLEXIBILITY

The meeting can take place at your home, your workplace, at our office or online!

KNOW-HOW

Our many years of experience in the mortgage business guarantees you the highest degree of expertise

TAILOR-MADE

Our offer will be custom made, taking into consideration the particularities of your personal situation

TRANSPARENCY

We always act in total transparency; you are informed at every step of the process

CLIENTS

You are at the centre of our concerns, your complete satisfaction is our business card

SERVICE

We do everything in our power to offer you an exceptional service and great availability

CONFIDENTIALITY

We treat your data as strictly confidential and only share it with authorised service providers

TECHNOLOGY

We give you the benefit of the latest digital innovations in order to negotiate your loan independently online

RATES

The large volume of business we conduct with our partners allows us to provide you with the best market conditions

FREE OF CHARGE

Our services are 100% free of charge, our compensation is provided by the institution granting you the mortgage

INDEPENDENCE

As we are not subject to any exclusive agreement, we select the supplier that offers you the best conditions

SPEED

Thanks to our extensive experience, we are able to provide you with a pre-agreement after our first meeting

FLEXIBILITY

The meeting can take place at your home, your workplace, at our offices or online!

KNOW-HOW

Our many years of experience in the mortgage business guarantees you the highest degree of expertise

TAILOR- MADE

Our offer will be custom made, taking into consideration the particularities of your personal situation

TRANSPARENCY

We always act in total transparency; you are informed at every step of the process

CLIENTS

You are at the centre of our concerns, your complete satisfaction is our business card

SERVICE

We do everything in our power to offer you an exceptional service and great availability

CONFIDENTIALITY

We treat your data as strictly confidential and only share it with authorised service providers

TECHNOLOGY

We give you the benefit of the latest digital innovations in order to negotiate your loan independently online

Hypo Advisors provides a great service. With their knowledge and experience in the real estate financing market, they always find the most competitive solution according to your needs. They are with you in the entire process and provide all the information needed. I highly recommend their services.

M GProfessionalism, Responsiveness

Kevin and Julien were both fantastic in helping me to find the best mortgage available for my new property. They were both efficient and extremely professional.I would have no hesitation recommending Hypo Advisors to anyone looking for Financial advice and solutions

R SProfessionalism, Quality, Value for money, Responsiveness

We used the services of Hypo Advisors SA in the first instance to establish the budget for a potential apartment purchase and then, after we had found a suitable apartment, to arrange the mortgage for the purchase. Throughout this entire process I have found Kevin Rossier and his team to be highly professional; providing clear and timely advice and ultimately negotiating a mortgage for our purchase which we are very happy with. It is without hesitation that I would recommend the services of Hypo Advisors - they have provided friendly & invaluable advice throughout, what can be, a somewhat stressful period.

J SProfessionalism

Kevin and the team at Hypo Advisors could not have been more helpful. As first time purchasers in Switzerland, Kevins advice and guidance was key to our decision making and the final Mortgage products selected. The companies reputation with Swiss Mortgage providers also ensured we were given genuinely preferential rates, service and support. We recommend the team unconditionally.

R SProfessionalism, Responsiveness

Quick, professional, mortgage broker - highly effective for International Clients.Kevin Rossier was quick and highly professional. They leverage a solid network of lenders to find you competitive proposals very quickly.I would highly recommend this service to my friends, family, etc.

J RProfessionalism, Quality, Responsiveness
Hypo Advisors

Hypo Advisors provides a great service. With their knowledge and experience in the real estate financing market, they always find the most competitive solution according to your needs. They are with you in the entire process and provide all the information needed. I highly recommend their services.

M GPROFESSIONALISM, RESPONSIVENESS

Kevin and Julien were both fantastic in helping me to find the best mortgage available for my new property. They were both efficient and extremely professional. I would have no hesitation recommending Hypo Advisors to anyone looking for Financial advice and solutions

R SPROFESSIONALISM, QUALITY, VALUE FOR MONEY, RESPONSIVENESS

We used the services of Hypo Advisors SA in the first instance to establish the budget for a potential apartment purchase and then, after we had found a suitable apartment, to arrange the mortgage for the purchase. Throughout this entire process I have found Kevin Rossier and his team to be highly professional; providing clear and timely advice and ultimately negotiating a mortgage for our purchase which we are very happy with. It is without hesitation that I would recommend the services of Hypo Advisors - they have provided friendly & invaluable advice throughout, what can be, a somewhat stressful period.

J SPROFESSIONALISM

Kevin and the team at Hypo Advisors could not have been more helpful. As first time purchasers in Switzerland, Kevins advice and guidance was key to our decision making and the final Mortgage products selected. The companies reputation with Swiss Mortgage providers also ensured we were given genuinely preferential rates, service and support. We recommend the team unconditionally.

R SPROFESSIONALISM, RESPONSIVENESS

Quick, professional, mortgage broker - highly effective for International Clients. Kevin Rossier was quick and highly professional. They leverage a solid network of lenders to find you competitive proposals very quickly. I would highly recommend this service to my friends, family, etc.

J RPROFESSIONALISM, QUALITY, RESPONSIVENESS
Skills

Our certifications

Hypo Advisors SA is registered with FINMA under register no. 32765.

Our experts hold the AFA insurance intermediary diploma and CICERO (Certified Insurance Competence) certification, which guarantees you top-quality professional advice.

Hypo Adviors SA is a partner of ACIGe, the association of Geneva real estate agencies and brokers.

All our data is hosted in Switzerland in a Tier IV certified datacenter.

Our communications are encrypted using SSL if your email provider allows it.