The purchase of a property implies a deep analysis of your pension situation to fill eventual gaps.
It can be the use of your 2nd pillar in addition of your own funds, the choice of an amortization method fiscally privileged or the need of protecting your family in case of death or invalidity, we will be responsible for the following answers:
- Analysis of your 2nd pillar situation before and after retirement (impact of early withdraw)
- Fiscal optimization by priviliged amortization methods
- Need of life or invalidity insurance in order to your family be able to keep the property
In the sections below, you will find more information on the different types of insurance and methods of optimizing your mortgage that we can offer you :
Our experts hold the AFA Insurance intermediary diploma and the CICERO certification (Certified Insurance Competence), which ensures you professional advice of the highest quality
Hypo Advisors SA is registered at FINMA as non-tied insurance intermediaries (registrer nr 32765)